Job Description
- We are seeking an experienced Head of Credit to lead our credit department and manage our company’s lending operations.
- The ideal candidate will have a deep understanding of credit risk management and will be responsible for credit disbursement, ensuring 0% default, developing and implementing credit policies, procedures, and strategies that align with the company’s overall goals.
Responsibilities
- Oversee the credit department and manage the lending operations of the company.
- Disburse credit and ensure 0% default rate.
- Develop and implement credit policies and procedures to ensure effective credit risk management.
- Establish and maintain relationships with clients, financial institutions, and other stakeholders.
- Analyze credit applications and creditworthiness of clients to determine appropriate lending decisions.
- Monitor credit performance and adjust credit policies and strategies as needed.
- Manage a team of credit analysts and loan officers, providing guidance and support as needed.
- Develop and deliver credit reports and presentations to senior management and the board of directors.
- Work closely with other departments within the company to ensure seamless operations and customer satisfaction
- Stay up-to-date with industry trends and changes in credit regulations and make recommendations to senior management as needed.
Requirements
- Bachelor’s Degree in Finance, Economics, or a related field.
- At least 5 years of banking experience in credit risk management, with a proven track record of success.
- Strong knowledge of credit policies, procedures, and strategies.
- Experience managing a team of credit analysts and loan officers.
- Excellent analytical and problem-solving skills.
- Strong communication and interpersonal skills.
- Ability to work well under pressure and meet deadlines.
- Attention to detail and accuracy.
- Experience with credit risk management software and tools.
Method of Application | Head of Credit at White Crust Limited
Interested and qualified candidates should send their Resume and Cover Letter to: whitecrustlimited@gmail.com using the Job Title as the subject of the mail.